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Granite Credit Union

You are leaving Granite Credit Union's web site to go to a site not operated by the credit union. Granite Credit Union is not responsible for the content of that web site. Granite Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Granite Credit Union.

Business Rates

Loan Rates

View our updated business rates

Business Account Rates

Check out how much we’re paying our members in dividends

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NCUA Federally Insured

You’re insured to at least $250,000.
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Meet the Business Team

Contact one of our Business Team members for all your business needs.
Let’s get in touch

Loan Rates

Business Auto Loan Rates

Loan Term
APR* as low as Type
48 Months Fixed
60 Months Fixed
72 Months Fixed
84 Months Fixed

Business Visa Card

Rate Type
APR* Type
Business Low Rate Variable
Business Rewards
Variable

Business Equipment Loan

Contact our Business Department for current rates at 801-288-3070.

Commercial Loan

For current rates please contact our Business Department at 801-288-3070.

Construction Loan

Loan Term APR* as low as Origination Fee LTV
<24 Months 80%

Secured Line of Credit

For current rates please contact our Business Department at 801-288-3070.

Line of credit must be secured with Real Estate.

Business Accounts Rates

Business Savings

Type APY** Div. Rate Min. Balance/
Mo. Fee
Business Savings $5.00/none
Organizational Savings $5.00/none

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements apply. Contact a Business Services Representative for details. Federally insured by NCUA.
Business Truth-in-Savings/Fee Schedule
Business Membership Account Agreement
Funds Availability Policy

Business Savings Certificates

Term APY** Div. Rate
<12 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements apply. Contact a Business Services Representative for details. Penalties imposed for early withdrawals. Federally insured by NCUA.
Business Truth-in-Savings/Fee Schedule
Business Membership Account Agreement
Funds Availability Policy

Effective Date 03/01/2022

Always Insured - ICS Money Market

Type APY** Div. Rate Min. Balance/
Mo. Fee
Always Insured - ICS Money Market 2.960% 3.00% $250,000.00/none

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements apply. Deposits placed in ICS are subject to terms, conditions, and disclosures in applicable agreements. Contact a Business Services Representative for details. Federally insured by NCUA.
Business Truth-in-Savings/Fee Schedule
Business Membership Account Agreement
Funds Availability Policy

High Balance Commercial Money Market

MMA Min Balance** APY* Div Rate
$0.00 0.00% 0.00%
$5,000,000.00 1.19% 1.20%

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements apply. Contact a Business Services Representative for details. Federally insured by NCUA.
**Aggregate of Joint Owner interests will be used to determine minimum balance.
Business Truth-in-Savings/Fee Schedule
Business Membership Account Agreement
Funds Availability Policy

Business Money Market Checking

MMA Min Balance APY** Div. Rate Monthly Fee
$0.00 $10
$2,500.00 $10
$10,000.00 $10
$25,000.00 $10
$50,000.00 $10
$100,000.00 $10
$250,000.00 $10

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements apply. Contact a Business Services Representative for details. Federally insured by NCUA.
Business Truth-in-Savings/Fee Schedule
Business Membership Account Agreement
Funds Availability Policy

Effective Date 03/01/2022

Simplified Employee Pension

Type
Min Balance APY* Div Rate Monthly Fee
SEP $25.00
None
SEP $5,000.00 None
SEP $20,000.00
None

*APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements apply. Contact a Business Services Representative for details. Federally insured by NCUA.
Business Truth-in-Savings/Fee Schedule
Business Membership Account Agreement
Funds Availability Policy

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Contact Information

Granite Credit Union

3675 South 900 East
Millcreek, Utah, 84106

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.
We provide links to third party partners independent from Granite Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Granite Credit Union.

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