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Manage your Visa credit and debit cards from anywhere and help reduce fraud
 Low-Rate Visa |
 Rewards Visa |
 Signature Cashback Visa |
Safety & Security Zero Liability Policy Auto Rental Coverage 24/7 support 25-day grace period on all purchase Card Suite Lite card controls |
Safety & Security Zero Liability Policy Auto Rental Coverage 24/7 support 25-day grace period on all purchase Card Suite Lite card controls Earn rewards points |
Safety & Security Zero Liability Policy Auto Rental Coverage 24/7 support 25-day grace period on all purchase Card Suite Lite card controls Earn cash back on all purchases |
A Granite Credit Union Visa® card is accepted at millions of stores and online merchants worldwide and is supported by 24-hour customer care.
Granite’s Visa cards are packed with additional benefits like no annual fee, Zero Liability to protect you from unauthorized card use, Auto Rental Coverage, and card management and monitoring from our Card Suite Lite App. These benefits keep you in control and let you focus more on making life happen.
25-day grace period on all purchases
Card controls through Granite’s Mobile App and Card Suite Lite App
24/7 support
No annual fee
| Card Type | APR* | Rate Type | Minimum Payment | - |
|---|---|---|---|---|
| VISA Platinum – Rewards | - | Variable | Greater of $20 or 3.00% of balance | Credit Card Loan Application |
| VISA Platinum – Low Rate | - | Variable | Greater of $20 or 3.00% of balance | |
| Visa Signature Cashback | - | Variable | Greater of $20 or 2.00% of balance |
* APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. 25-day grace period on purchases. No annual fee. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time; all terms may change in accordance with the Agreement and applicable laws.
On Variable Rate loans, the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September, and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.
Our Visa Signature Cashback card gives you 1.5% cash back on EVERYTHING you purchase with it. Just think you can be earning money for spending money. So, start swiping and watch those cashback credits add up!
Granite’s Visa cards are packed with additional benefits like no annual fee, Zero Liability to protect you from unauthorized card use, Auto Rental Coverage, and card management and monitoring from our Card Suite Lite App. These benefits keep you in control and let you focus more on making life happen.
25-day grace period on all purchases
Card controls through Granite’s Mobile App and Card Suite Lite App
24/7 support
No annual fee
| Card Type | APR* | Rate Type | Minimum Payment | - |
|---|---|---|---|---|
| VISA Platinum – Rewards | - | Variable | Greater of $20 or 3.00% of balance | Credit Card Loan Application |
| VISA Platinum – Low Rate | - | Variable | Greater of $20 or 3.00% of balance | |
| Visa Signature Cashback | - | Variable | Greater of $20 or 2.00% of balance |
* APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. 25-day grace period on purchases. No annual fee. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time; all terms may change in accordance with the Agreement and applicable laws.
On Variable Rate loans, the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September, and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.
When you sign up for a Rewards Visa with Granite Credit Union, you’ll be amazed at how easy it is to earn and redeem your points. In addition to a great low rate, you’ll earn rewards for every purchase which can be redeemed for gift cards, merchandise, travel, and more.
Granite’s Visa cards are packed with additional benefits like no annual fee, Zero Liability to protect you from unauthorized card use, Auto Rental Coverage, and card management and monitoring from our Card Suite Lite App. These benefits keep you in control and let you focus more on making life happen.
25-day grace period on all purchases
Card controls through Granite’s Mobile App and Card Suite Lite App
24/7 support
No annual fee
| Card Type | APR* | Rate Type | Minimum Payment | - |
|---|---|---|---|---|
| VISA Platinum – Rewards | - | Variable | Greater of $20 or 3.00% of balance | Credit Card Loan Application |
| VISA Platinum – Low Rate | - | Variable | Greater of $20 or 3.00% of balance | |
| Visa Signature Cashback | - | Variable | Greater of $20 or 2.00% of balance |
* APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. 25-day grace period on purchases. No annual fee. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time; all terms may change in accordance with the Agreement and applicable laws.
On Variable Rate loans, the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September, and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.
Don’t care for the frills of rewards, just want a great low rate? We’ve got you covered. Our Low-Rate Visa offers one of the lowest rates around, but we don’t skimp on the benefits.
You’ll still enjoy all the great benefits like no annual fee, Zero Liability to protect you from unauthorized card use, Auto Rental Coverage, and card management and monitoring from our Card Suite Lite App. These benefits keep you in control and let you focus more on making life happen.
25-day grace period on all purchases
Card controls through Granite’s Mobile App and Card Suite Lite App
24/7 support
No annual fee
| Card Type | APR* | Rate Type | Minimum Payment | - |
|---|---|---|---|---|
| VISA Platinum – Rewards | - | Variable | Greater of $20 or 3.00% of balance | Credit Card Loan Application |
| VISA Platinum – Low Rate | - | Variable | Greater of $20 or 3.00% of balance | |
| Visa Signature Cashback | - | Variable | Greater of $20 or 2.00% of balance |
* APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. 25-day grace period on purchases. No annual fee. All account terms are governed by the Cardholder Agreement. Account and Agreement terms are not guaranteed for any period of time; all terms may change in accordance with the Agreement and applicable laws.
On Variable Rate loans, the index is based on the “U.S. Prime Rate” as listed in the “Money Section of the Wall Street Journal on the third Wednesday of March, June, September, and December plus a margin to be disclosed in your closing documents. The APR will never be greater than 18.00%. Any interest rate increase will result in more payments of the same amount until the amount owed has been repaid.
If your card is lost or stolen, or if you suspect unauthorized use, call us immediately at 1-888-GCU-TEAM.
