Becoming A Member

 
 

Granite Credit Union is always there… so you can make life happen 

Get ready to experience the amazing perks of being a member at Granite Credit Union! With our fantastic low loan rates, hassle-free services designed for your convenience, and top-notch products tailored to fit your lifestyle at every stage, you're in for an incredible journey with us!  

Ready to make the switch to Granite Credit Union? 

If you're currently with another financial institution, transitioning to Granite Credit Union is a breeze. Just follow these simple steps: 

Step 1 - Open your Granite CU Account 

 

Gather your personal information (address, identification, etc.) to open your Granite Credit Union account. Once approved, you'll gain access to all the perks of membership. Plus, you can sign up for free Online Banking and free Online Bill Pay, saving you time and money! 

What you will need when you apply: 

  • Personal information of individual (birthday, physical address, contact info - phone and/or email) 

  • Valid Government issued ID 

  • Tax ID Number (TIN) - this is a SSN, or ITIN (we need the IRS letter with the ITIN) - no TIN, no problem!! We can still help! 

Depending on your circumstance, here are other items that may be required: 

  • Personal Representative/Fiduciary accounts also need the court document appointing who the personal representative is 

  • Guardianship/Conservatorship accounts also need the court document appointing who the guardian is  

  • Trust accounts also need a Certificate of Trust - we have those and can help complete it. We will take a Certificate of Trust letter from an attorney if it is notarized. 

  • An Estate account also needs the court documents appointing the personal representative of the estate. 

  • Business accounts need the entity documents identifying who the owner(s) of the business is. For a Sole Proprietorship, you will need their registration letter. 

Step 2 – Switch Your Accounts to Granite 

Use ClickSWITCH to streamline direct deposits and recurring payments to your Granite account. Complete this form and submit it to your employer to start using Direct Deposit, or change an existing Direct Deposit arrangement. Track switches and receive real-time notifications. Close old account once switches are complete. 

  • Log in and activate ClickSWITCH using your activation code. (Call 1.888.GCU.TEAM or visit a branch to get your code.)  

 

Welcome Aboard! 

With just two straightforward steps, you'll unlock all the benefits of Granite Credit Union membership. If you have any questions during the process, feel free to contact us

 

How do I qualify to become a member of Granite Credit Union? 

You qualify for membership if you live, worship, work (or regularly conduct business in), attend school or have businesses and other legal entities in any of the following counties: 

  • Salt Lake County 

  • Box Elder County 

  • Weber County 

  • Morgan County 

  • Davis County 

  • Summit County 

  • Tooele County 

  • Utah County 

  • Wasatch County 

  • Juab County 

Additionally, membership extends to spouses of persons who died while within the field of membership of Granite Credit Union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons. 

 

What areas are covered in the field of membership?