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YoungInvestor Savings Account
Ages 0-26: Build your savings faster with a high-dividend to help you reach your first $1,000
Round-Up Option
Save your change automatically and see how quickly it adds up!
Start your child on a journey toward financial literacy. We make saving fun and easy
Stay the course for a successful future. Learning how to budget now points toward financial freedom
Get paid for your hard work! 12-17 year old youth members with an On Course Teen Account can receive money for each A and B on their end-of-term report card.
Get My Monies!
Check balances, make transfers and payments, deposit checks, find us.
I’m interested
At Granite Credit Union, we know saving can be a challenge, especially when you’re young. That’s why we’re excited to introduce the YoungInvestor Savings Account – available exclusively for members aged 0-26 to help you expedite your savings goals.
Why choose YoungInvestor?
Incredible 5% APY: Earn a bonus 5% APY on balances up to $1,000. Watch your money grow faster than ever! Once your balance exceeds $1,000, your account automatically transitions to our standard savings rate.
Youth-Focused: Whether you’re a parent setting up a future for your child or a young adult taking charge of your finances, YoungInvestor is here to help you make saving happen.
Start Early, Save Smart
Building a strong financial foundation is a lifelong advantage. With YoungInvestor, you’re not just saving money – you’re investing in your future.
Stop by any branch or give us a call at 801-288-3000 to open your account today and take the first step toward a more prosperous tomorrow!
| Account Type | Rate | APY |
|---|---|---|
| YoungInvestor Savings | 4.889% | 5.00%** |
*Membership eligibility required. APY is Annual Percentage Yield. Dividends are compounded and credited monthly based on the daily balance formula. All deposit rates are variable. Minimum balance requirements may apply. Contact a Member Service Representative for details. Federally insured by NCUA.
**APY shown on YoungInvestor Savings account is applied to balances up to $1,000. Balances over $1,000 revert to the standard savings rate.
Truth-in-Savings/Fee Schedule
Membership Account Agreement
Funds Availability Policy
Give your savings a boost with Granite Credit Union’s Round-Up option.
How does Round-Up work? When you make a purchase with your debit card, the amount of the purchase is rounded up to the nearest dollar and the difference is deposited into your YoungInvestor savings account. For example, if you make a purchase in the amount of $1.75, the amount at the register will be rounded up to $2.00, and $.25 will be deposited into your YoungInvestor savings account.
You might be surprised how quickly that spare change adds up! Chat with us online, give us a call at 801-288-3000 or visit any branch to opt in to Round-Up and start making saving easy.
*Round-Up balances will be deposited daily in one sum. Granite Credit Union will make a second deposit to match the daily sum of the Round-Up deposit. Granite Credit Union will match up to $50 in Round-Up deposits made by September 30th, 2025. Offer expires 09-30-2025.
From now until September 30th, 2025, Granite Credit Union will match your Round-Up deposits up to $50.
