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Small Business Checking Accounts
Manage your daily business expenses
Organizational Checking Accounts
Basic checking account for larger businesses
Money Market Checking Accounts
Earn an interest rate on your checking account
Business / Organizational Cashback Checking Accounts
Get paid for purchases while you take care of business
Check balances, make transfers and payments, deposit checks, find us.
I’m interested
You’re insured to at least $250,000.
Granite has a wide array of solutions to work for your unique circumstances.
Look at my options
View our current dividend and loan rates for businesses.
Show me the money
You’ve got the basics covered with a Granite Small Business Checking account to manage bills and everyday purchases.
Contact a Granite Business Team member to open an account.
| Type | APY** | Div. Rate | Min. Balance/Mo. Fee |
|---|---|---|---|
| Business Savings | 0.10% | 0.10% | $5/none |
No monthly fee
No minimum balance
Low activity level-based fee
Free mobile pay
Free bill pay
Free business debit card
Free box of checks
Maybe your business is a little bigger than small, but you still want a basic checking account to manage your daily business expenses. We’ve got you covered there too with a Granite Organizational Checking account.
Contact a Granite Business Team member to open an account.
| Type | APY** | Div. Rate | Min. Balance/Mo. Fee |
|---|---|---|---|
| Organizational Savings | 0.10% | 0.10% | $5/none |
No minimum balance
Low activity level-based fee
Free mobile pay
Free bill pay
Free business debit card
Free box of checks
When your business is able to keep a solid padding to your expenses, consider opening a Money Market Checking account. This will allow you to keep more assets liquid to pay for expenses while earning an interest rate on the funds in your checking account.
Contact a Granite Business Team member to start earning interest on your business checking account.
| MMA Min Balance | APY** | Div. Rate | Monthly Fee |
|---|---|---|---|
| $0.00 | $10 | ||
| $2,500.00 | $10 | ||
| $10,000.00 | $10 | ||
| $25,000.00 | $10 | ||
| $50,000.00 | $10 | ||
| $100,000.00 | $10 | ||
| $250,000.00 | $10 |
Effective Date 08/01/2021
Low monthly fee
No minimum balance
Balance-based rate
Low activity level-based fee
Free mobile pay
Free bill pay
Free business debit card
Free box of checks
Why not earn a little cash back while you manage your daily business expenses? With a Granite Business/Organizational Cashback Checking account, you get paid for purchases while you take care of business.
Let’s be clear here. We’re talking about a debit card that gives cash back. Qualifying business accounts earn 1% of their total monthly debit card spend. So, which types of businesses qualify?
DBA
Sole proprietor
Partnership
LLC
Corporation
Organization
And what’s included in a Granite Credit Union Business Cashback Checking account?
Debit card
Unlimited authorized users
Card Suite Lite (card control)
Mobile banking
E-statements
Business Over-Draft Protection
Business Over-Draft LOC (OAC)
Low $10 monthly fee
Easy to reconcile
Contact a Granite Business Team member to start earning cashback on your business purchases.
| Min. Balance | Monthly Fee | Div. Rate | APY** |
|---|---|---|---|
| None | $10.00 | N/a | N/a |
No minimum balance
Low monthly fee
Low activity level-based fee
Free mobile pay
Free bill pay
Free business debit card
Free box of checks
