Supercharge Your Savings: The Dividend+ Checking Advantage
In the past, checking accounts were primarily seen as a safe and convenient way to store and access your money for everyday transactions. However, the landscape of checking accounts is changing. These days, savvy savers are looking for ways to make their money work harder for them, even in their checking accounts. That's where high-yield checking accounts come in, offering a chance to earn interest on your everyday banking.
Granite Credit Union is proud to offer the Dividend+ Checking Account, a solution for members who want the convenience of a traditional checking account combined with the earning potential of a savings account.
Benefits for All Account Holders
At Granite Credit Union, we believe in offering checking accounts that are both convenient and cost-effective. That's why our Dividend+ Checking Account comes packed with features designed to make your everyday banking a breeze, all without any hidden fees.
No Monthly Maintenance Fees: Unlike traditional checking accounts that often charge monthly fees just to keep your money parked, the Dividend+ account boasts a refreshing $0 monthly maintenance fee. This means you can ditch the worry of surprise charges and keep more of your hard-earned cash where it belongs – in your pocket.
Completely Liquid Funds: Need immediate access to your funds? No problem! The Dividend+ account offers complete liquidity, allowing you to withdraw cash or make purchases whenever you need it. Unlike some investment accounts with restrictions, your money in a Dividend+ account is readily available for your daily spending needs.
NCUA Insured for Peace of Mind: Your financial security is our top priority. That's why all deposits in your Dividend+ account are federally insured by the National Credit Union Administration (NCUA) for up to $250,000. This government-backed insurance provides peace of mind knowing your hard-earned money is safe and secure.
Earning Dividends
The Dividend+ Checking Account isn't just about convenience and avoiding fees – it's about making your money work harder for you. Here's the exciting part: your Dividend+ account starts earning dividends on your balance when you maintain at least $5,000. Think of it as a bonus reward for keeping your funds in your account!
The more you save, the more you earn.
The higher your balance, the greater your dividend earning potential. These dividends are compounded and credited monthly, meaning your interest grows on top of itself over time, maximizing your returns.
Money Market Account Boost
Already have a money market account and looking to maximize your earnings even further? Here's a perk just for you! By maintaining a $5,000 minimum balance in your Dividend+ Checking Account, you'll unlock a bonus dividend rate on your existing Granite Money Market account. This bonus is on top of the current market rate offered on Money Market accounts, giving your savings an extra boost!
Ready to supercharge your savings?
The Dividend+ Checking Account from Granite Credit Union offers a winning combination of convenience, security, and the potential to earn significant dividends on your everyday banking. Whether you're a new customer or an existing member, the Dividend+ account allows you to maximize your money and take control of your financial future. Make the switch today and experience the difference!
Opening a Dividend+ account is easy! Simply visit us online or stop by any Granite Credit Union branch. Our MSR’s will be happy to assist you.
