You are leaving Granite Credit Union's web site to go to a site not operated by the credit union. Granite Credit Union is not responsible for the content of that web site. Granite Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Granite Credit Union.
Want to know what makes Granite the best place to get auto loans? We offer one of the lowest interest rates around but we don’t stop there. Only Granite offers rate discounts with every 3 months of on-time payments, saving you money over the life of your loan.
You’re automatically enrolled when you take out a loan with Granite. There is no further action necessary on your part. You make your payments on time for 3 months and your interest rate drops .05%. The rate is fixed and will never go up. So, if you miss a payment, your rate stays the same and the clock just starts over. Keep making payments on time and watch your rate vanish.
| Loan Term | APR* | Rate Type | Estimated monthly payment | Apply Today! |
|---|---|---|---|---|
| 48 months | Fixed | $23.83 per $1,000 borrowed | Auto Loan Application | |
| 60 months | Fixed | $19.80 per $1,000 borrowed | ||
| 72 months | Fixed | $17.16 per $1,000 borrowed | ||
| 84 months** | Fixed | $15.58 per $1,000 borrowed |
*APR is Annual Percentage Rate. Loans offered on approved credit, not all applicants will qualify. Rates and terms may vary based on credit profile and credit union services used. Rates and terms subject to change without notice. No down payment required. .05% discount earned for every 3 months of on-time payments and may be subject to a rate floor. Membership required. New money loans only. Other terms and conditions may apply, please ask for details.
**73+ month loans require a minimum loan amount of $20,000 or a vehicle two years old or newer.
Borrow 100% or more
Apply online, in branch, or phone
Flexible terms up to 84 months
Earn rate discounts for on-time payments
Loan protection plans available
Covers what the insurance doesn’t
Learn more
Coverage for unforseen repairs
I’m interested
Payment relief when the unexpected happens
Learn more
Stress-free car buying
Let’s roll
